About Auto and Policies

You would also be able to know what to expect from your auto policy. Many lives have been saved as their auto insurance ensured that they were quickly and adequately treated when they were involved in an accident. Several people have also been saved from going bankrupt. This has made auto insurance to be emphasized in several countries and states.

What is auto insurance?

Auto insurance meant for every type of vehicle including cars, motorcycles and trucks among others. They are used primarily for financial protection provision against damage to your car or bodily injury when you are involved in an accident as well as the liabilities you can get from such events. There are several types of auto policies as well as auto insurance companies.

The major coverage of policies is regulated by the state and national government. The actual terms of the auto insurance policy however vary and are dependent on the state and federal government regulation, the type of policy as well as the companies.

Liability or third party insurance

The liability or third party insurance is in most cases the least type of auto coverage which auto insurance companies. Everyone is expected to have this fundamental policy. When you are a victim in an accident, investigations would be carried out to check who is responsible for the accident. Once the inquiry is completed, the party who is at fault would be known. If you happen to be at fault, your insurance company will pay damages to the person you collided with.

The type of damages that your company will cover will already be decided when you are getting the coverage. The highest sum the insurance company would pay to you, in the event you get into an accident will also be agreed upon.


Lane’s Insurance is a family owned and operated company in Calgary. Our experienced and professional staff proudly serves the insurance needs of our wide variety of clients. Whether you are looking for Insurance Companies Calgary for your small, medium or large international business, our commercial insurance experts have the skills and experience to service all of your insurance and bonding needs.

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